The Team

The mission of the ThinkForward Team is to use its expertise and knowledge in real estate, finance and economic development programs to provide organizations with efficient financing solutions and knowledge that expedites real estate projects.

Sunil K. Aggarwal, Founder and Managing Director -ThinkForward Financial, specializes in capital markets, bond financing, and other economic development and real estate financing programs. Sunil is a former investment banker at Roosevelt & Cross, a boutique municipal bond firm in New York, and was a former Vice President at New York City Industrial Development Agency/New York City Economic Development Corporation. He is a graduate of Carnegie Mellon University and Manchester Business School (UK). Sunil is a registered financial advisor with MSRB and holds general securities licenses for Series 7 and 63.

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For the past 25 years, Sunil has structured and placed project financings for business owners and non-profit organizations from social service agencies to educational institutions, primarily in New York City. Sunil has expertise in a wide range of development financing options from tax-exempt bonds, bank loans, not-for-profit bridge loans, construction financing, EB-5 financing and other tax credit equity programs.

Sunil maintains strong relationships with economic development agencies, the banking community, bond and tax credit equity investors and community development lenders. He has advised and implemented strategies for many industrial businesses to reduce operating costs by accessing various incentive programs and grants from the City and New York State.

Sunil worked at the New York City Economic Development Corporation from 1990 to 1997, managing tax-exempt bond financings for prominent projects like development of the US Tennis Stadium, Terminal One at JFK, American Airlines and New York Blood Center, in addition to assisting many other smaller not for profits and manufacturing companies. From 1999 to 2008, he was Vice President at Roosevelt & Cross, a municipal financial advisor and broker-dealer located in New York City, advising clients like the Tenement Museum on the East Side, as well as social service agencies such as Guttmacher Institute, Urban Resource Institute, Manhattan News Network and LI Hebrew Academy.

In early 2009, Sunil founded ThinkForward Financial in conjunction with other senior banking and economic development professionals, to offer a menu of development financing options for not-for-profits, developers and companies. At TFF, Sunil has accomplished complex financing assignments including a refinancing of $68 million of Touro College’s tax exempt obligations; a private placement of $36 million in bond financing for a public private partnership project for a large not for profit, the Metropolitan Council of Jewish Poverty; and a financing to bridge a capital grant for a YMCA project in Far Rockaway.

Currently he is advising on the development of homeless shelters sponsored by two large Bronx-based not-for-profits; financing the expansion of a Charter School in Far Rockaway by arranging a capital grant from the City’s Department of Education and bridge financing for the capital grant; raising equity for two projects through New Markets Tax Credits.


Gilbert Sandler, Managing Director - ThinkForward Financial, has over 50 years of experience in the capital markets, bond structuring and placements arena, and also has experience as a bond lawyer. Mr. Sandler maintains relationships with various bond funds and commercial banks for placement of financial transactions.

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As counsel to major financial institutions with Willkie Farr & Gallagher (NY) and to the Burns and Roe Group (a major design/construction group), he developed complementary expertise in real estate development, securities, capital markets, public finance and project financing. He has since served as a senior investment banker with several major bond firms.

Mr. Sandler had previously served as a Director of Bear, Stearns & Co., Inc. in the Real Estate Group, responsible for structured financing transactions, and headed the Project Finance Group at Ehrlich Bober & Co., Inc., a New York-based national bond firm. He has been Managing Director of independent project finance and securities firms since 1990.

In the course of his experience, Mr. Sandler has advised on and closed on taxable and tax-exempt financings for more than $2 Billion of project financing transactions. His clients have included non-profit organizations, for profit corporations, government agencies and private real estate developers and operators. He has also developed a number of innovative taxable and tax-exempt financing structures for real estate and other non-traditional capital markets borrowers.

Mr. Sandler is an honors graduate of Columbia Law School and Rutgers College and has been a frequent lecturer and contributor to periodicals on financial, legal and real estate topics. He also holds FINRA licenses as General Securities Principal, Municipal Securities Principal and Financial Operations Principal. In his legal career, he served as Law Secretary to the US Court of Appeals (2nd Circuit) and as an officer of various ABA committees.


Gregory Nelson, Senior Vice President - ThinkForward Financial, is a former Investment Banker at Prudential Securities and UBS. At ThinkForward Financial, Gregg performs quantitative analysis, credit analysis and structures capital markets transactions. He is a graduate of Bryant University, Rhode Island and holds FINRA municipal and general securities licenses for Series 7 and 63.

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At Paine Webber (now UBS), he worked in the New York State/Infrastructure Group specializing in infrastructure financings for such major agencies as the New York State Dormitory Authority, the New York State Thruway Authority and the New York Local Government Assistance Corporation.

Previously, Mr. Nelson had spent three years in Prudential Securities’ State Revolving Fund (SRF) Group where he was responsible for securitization of loans for wastewater treatment bond transactions under the Clean Water Act. Before moving into the SRF Group, he had been a senior quantitative specialist Prudential’s Capital Transactions Group structuring financings for all areas of public finance, and designed in-house bond analytic systems.


Robert Altman, Esq. Specialist in New York City tax and incentive programs. Former counsel at the New York City Council. Graduate of Fordham Law School and Princeton University.

Marysa Wilcox Wambua, Consultant, brings more than 20 years of experience in marketing, business development, and real estate development finance in both the public and private sectors. She is a former SVP of the New York City Economic Development Corporation. She completed her first real estate development project -- a community radio station -- while serving in the Peace Corps in Togo, West Africa.